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Contents

Life Sector
-Fig.1 - Life Concentration per country
-Fig.2 - Aggregate GWP & change per country
-Fig.3 - Distribution of change in GWP per country
-Fig.4 - Share of reinsurance per LOB
-Fig.5 - Year on year change in GWP per LOB
-Fig.6 - LOB split per country by GWP
-Fig.7 - GWP by country per capita
-Fig.8 - EEA GWP by LOB



Non-Life Sector
-Fig.9   - Non-Life Concentration per country
-Fig.10 - Aggregate GWP & change per country
-Fig.11 - Distribution of change in GWP per country
-Fig.12 - Year on year change in GWP per LOB
-Fig.13 - Combined Ratio per country
-Fig.14 - Claims Ratio per country
-Fig.15 - Expense Ratio per country
-Fig.16 - Share of Reinsurance per LOB
-Fig.17 - Combined Ratio per LOB
-Fig.18 - LOB split per country by GWP
-Fig.19 - Non-Life GWP as % GDP per country
-Fig.20 - EEA GWP by LOB



Solvency & Capitalisation
-Fig.21 - SCR ratio, distribution by undertaking type
-Fig.22 - SCR ratio, distribution by country
-Fig.23 - MCR ratio, distribution by country
-Fig.24 - BSCR Composition - Standard formula users
-Fig.25 - BSCR Composition, by country
-Fig.26 - Tiering of own funds - by undertaking type
-Fig.27 - Tiering of own funds - by country
-Fig.28 - Impact of LACDT, by undertaking type
-Fig.29 - Impact of LACDT, by country
-Fig.30 - Impact of EPIFP, by undertaking type
-Fig.31 - Impact of EPIFP, by country
-Fig.32 - SCR with & without Transitionals, LTGs - All undertakings
-Fig.33 - SCR with & without Transitionals, LTGs - Undertakings using measures
-Fig.34 - Impact of Transitionals & LTG per country



Investments
-Fig.35 - CIC Category
-Fig.36 - Credit Quality Step
-Fig.37 - Issuer country of EEA Government Bonds
-Fig.38 - Issuer country of EEA Corporate Bonds
-Fig.39 - Issuer country of EEA Equity
-Fig.40 - Use of Derivatives
-Fig.41 - NACE Sector

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Introduction

The Annual European Insurance Overview is published by EIOPA as an extension of its statistical services in order to provide an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has a high coverage in all countries and is reported in a consistent manner across the EEA.

The report is objective, factual and data driven and does not contain analysis or policy messages.
All indicators used in the report are calculated from the reported data from undertakings. While the topics and indicators covered is intended to be relatively stable over time, the report will be adapted to respond to changes in micro prudential and supervisory priorities. It will therefore support the supervisory community and industry with highly relevant and easily-accessible data at European level.

This report is based on Annual reporting for 2021. The report is published with all data available for download in a separate excel file.

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