EE | EE-1 | Vabatahtlik pensionifond│Voluntary pension fund│III Pillar | NEL | No | personal | voluntary | voluntary | DC | full exposure to investment risk | Funded | Segregated assets | Voluntary | Both workforce and individuals | important | Multiple investment options | Yes, in both accumulation and decumulation | No | No representation of employers, employees or members | 84,020 | | 84,020 | 237.33 | 12/01/2021 | Yes, risk sharing within same generation, accumulation only | | 55 | Annuity possible|Lump sum possible|Programmed withdrawal possible | Yes, options include a default, mandatory by regulation | Yes | | | None |
EE | EE-3 | Täiendava kogumispensioni kindlustusleping │Pension insurance│III Pillar | Solvency II | No | personal | voluntary | voluntary | plan can be both DB or DC | Capital guaranteed | Funded | Contractual obligation | Voluntary | Both workforce and individuals | important | No investment options | Yes, in both accumulation and decumulation | No | No representation of employers, employees or members | not available | | not available | not available | 12/01/2021 | no | | 55 | Annuity possible|Lump sum possible | Yes, options include a default, mandatory by regulation | Yes | | | None |
EE | EE-2 | Kohustuslik pensionifond│Mondatory│II Pillar | SSR | Yes | personal | not possible | mandatory | DC | full exposure to investment risk | Funded | Segregated assets | Mandatory | Individuals | important | Multiple investment options | Yes, in both accumulation and decumulation | Yes | No representation of employers, employees or members | 763,831 | | 763,831 | 5,260.58 | 12/01/2021 | Yes, risk sharing within same generation, accumulation only | | 64 | Annuity partially mandatory |Lump sum possible|Programmed withdrawal possible | Yes, options include a default, mandatory by regulation | No | | | None |
EE | EE-4 | Täiendava kogumispensioni kindlustusleping│Pension insurance │III Pillar | Solvency II | No | personal | voluntary | voluntary | DC | full exposure to investment risk | Funded | Segregated assets | Voluntary | Both workforce and individuals | important | Both possible | Yes, in both accumulation and decumulation | No | No representation of employers, employees or members | not available | | not available | not available | 12/01/2021 | Yes, risk sharing within same generation, accumulation only | | 55 | Annuity possible|Lump sum possible | Yes, options include a default, mandatory by regulation | Yes | | | Provider |
EE | EE-5 | Tööandja pensionifond│Occupational pension fund │III Pillar | IORP II | No | occupational | voluntary | not possible | DC | full exposure to investment risk | Funded | Segregated assets | Voluntary | Workforce of many employers | nil | Multiple investment options | No | No | No representation of employers, employees or members | 0 | | 0 | not available | 12/01/2021 | no | | Not available | Annuity possible|Lump sum possible|Programmed withdrawal possible | No | Yes | | | None |
SE | SE-7 | Tjänstepensionsförening | Occupational retirement provision associations | IORP II | No | occupational | mandatory | not possible | plan can be both DB or DC | Capital guaranteed | Funded | Contractual obligation | Mandatory|Automatic enrolment | Workforce of many employers | limited | No investment options | Yes, in accumulation only | No | Representation of employers|Representation of employees | not available | | not available | not available | 20/01/2021 | Yes, risk sharing between generations, both accumulation and decumulation | | Normally 65 years but there is a shift going on to a non-fixed retirement age. | Annuity possible|Lump sum possible|Programmed withdrawal possible | | Yes | | | Combination of provider and sponsor |
DK | DK-2A | Livsforsikringsselskab |Occupational Schemes | Solvency II | No | occupational | voluntary and mandatory | voluntary and mandatory | DC | Other | Funded | Autonomous entity | Mandatory | Both workforce and individuals | limited | Multiple investment options | No | Yes | No representation of employers, employees or members | 2,607,811 | | not available | not available | 20/01/2021 | Yes, risk sharing between generations, both accumulation and decumulation | | 65years, 0months - unisex|66years, 0months - unisex|67years, 0months - unisex|68years, 0months - unisex | Annuity possible|Annuity partially mandatory |Lump sum possible|Programmed withdrawal possible | Yes, options include a default, either mandatory or optional depending on the product | Yes | <div class="ExternalClassFCC53BC79663469880C1062AF1F0BDFB">risk sharing, retirement age and payout depend on specific agreement</div> | The combined value for occupational and personal schemes is 303656 mil | Provider |
DK | DK-2B | Livsforsikringsselskab |Personal Schemes | Solvency II | No | personal | not possible | voluntary | DC | Other | Funded | Autonomous entity | Voluntary | Individuals | limited | Multiple investment options | Yes, in accumulation only | Yes | No representation of employers, employees or members | 1,668,297 | | not available | not available | 20/01/2021 | Yes, risk sharing between generations, both accumulation and decumulation | | 65years, 0months - unisex|66years, 0months - unisex|67years, 0months - unisex|68years, 0months - unisex | Annuity possible|Annuity partially mandatory |Lump sum possible|Programmed withdrawal possible | Yes, options include a default, either mandatory or optional depending on the product | Yes | <div class="ExternalClass1E4F1530B70A4E9ABEBF2FA54FCB8492">risk sharing, retirement age and payout depend on specific agreement</div> | | Provider |
LU | LU-01 | Fonds de pension (CAA) | IORP II | No | both occupational and personal | mandatory | voluntary | DC | Other | Funded | Autonomous entity | Automatic enrolment | Workforce of many employers | nil | Multiple investment options | No | No | Representation of employers|Representation of employees | not available | | not available | not available | 08/07/2021 | no | | 60 | Annuity possible|Lump sum possible | Yes, options include a default, not mandatory by regulation | Yes | | | Combination of provider and sponsor |
LU | LU-02 | Fonds de pension (CAA) | IORP II | No | occupational | mandatory | voluntary | DB | Minimum guarantee | Funded | Autonomous entity | Automatic enrolment | Workforce of many employers | nil | No investment options | No | No | Representation of employers|Representation of employees | not available | | not available | not available | 08/07/2021 | Yes, risk sharing between generations, both accumulation and decumulation | | 60 | Annuity possible|Lump sum possible | No | Yes | | | Sponsor |
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