EIOPA Opinions

​​​​​​​​​​EIOPA expresses opinions on different issues related to its areas of competence. Opinions are provided upon a request from the European Parliament, the Council or the Commission, as well as on EIOPA’s own initiative.

Opinions aim, inter alia, at building a common Union supervisory culture and consistent supervisory practices, as well as at ensuring uniform procedures and consistent approaches throughout the Union.


Opinion on the risks of money laundering (ML) and terrorist financing (TF) affecting the European Union's (EU) financial sector

​09.2019Opinion on Sustainability within Solvency II (EIOPA-BoS-19/241)​
​07.2019 ​Opinion on the supervision of the management of environmental, social and governance risks faced by IORPs (EIOPA-BoS-19-248)
​07.2019 ​Opinion on the supervision of the management of operational risks faced by IORPs (EIOPA-BoS-19-247)

Opinion on the practical implementation of the common framework for risk assessment and transparency of IORPs (EIOPA-BoS-19-246)

Annex to Opinion (EIOPA-BoS-19-246) Technical specifications

Annex to Opinion (EIOPA-BoS-19-246) SRA calculation tool

Annex to Opinion (EIOPA-BoS-19-246) sponsor support and pension protection scheme helper tool

Annex to Opinion (EIOPA-BoS-19-246) risk free rate / inflation term structures


Opinion on the use of governance and risk assessment documents in the supervision of IORPs (EIOPA-BoS-19-245)

Annex to Opinion (EIOPA-BoS-19-245) ORA templates


Opinion on non-life cross-border insurance business of a long-term nature and its supervision

​07.2018Opinion of EIOPA's Mediation Panel
​06.2018 ​Opinion on disclosure of information to customers about the impact of the withdrawal of the United Kingdom from the European Union
Frequently Asked Questions

Opinion on the solvency position of insurance and reinsurance undertakings in light of the withdrawal of the United Kingdom from the European Union

Opinion on service continuity in insurance in light of the withdrawal of the United Kingdom from the European Union
Opinion on monetary incentives and remuneration between providers of asset management services and insurance undertakings
Opinion on the supervisory assessment of internal models including a dynamic volatility adjustment
Opinion on supervisory convergence in light of the United Kingdom withdrawing from the European Union
​07.2017Opinion to Institutions of the European Union on the Harmonisation of Recovery and Resolution Frameworks for (Re)insurers across the Member States
​12.2016Opinion on Disclosure of Information related to the Use of Transitional Measures in the Calculation of Technical Provisions

Opinion to EU Institutions on a Common Framework for Risk Assessment and Transparency for IORPs
Annex 1 to Opinion (EIOPA-BoS-16/075): Technical part
Annex 2 to Opinion (EIOPA-BoS-16/075): Results of the quantitative assessment​
Annex 3 to Opinion (EIOPA-BoS-16/075): Impact assessment​

​01.2016 ​Opinion on the application of a combination of methods to the group solvency calculation

​O​pinion on the group solvency calculation in the context of equivalence

​04.2015​ EIOPA Opinion on the preparation for Internal Model applications

EIOPA issues an Opinion on sales via the Internet of insurance and​ pension products

12.2014​​Opinion on Sound principles for Crisis Prevention, Management and Resolution preparedness of NCAs
​03.2014 Opinion on the use of a Common Application Package for Internal Models
​12.2013 Joint Opinion of the ESAs about the Review on the functioning of the European Systemic Risk Board
​12.2013 EIOPA Opinion on Beneficiary Protection Arrangements Regarding Life Insurance Contracts
​03.2013 Opinion on Supervisory Response to a Prolonged Low Interest Rate Environment
​12.2012Opinion on Interim Measures Regarding Solvency II
​05.2012Opinion on External Models and Data