Database of pension plans and products in the EEA

The compilation of registered Database of Pension Plans and Products herein is intended to provide easily accessible information in accordance to Article 8 of EIOPA Regulation.

The Database is a unique resource providing a comprehensive snapshot of the European pensions’ landscape and helps to better understand pension systems in Europe.

The Database has been prepared by EIOPA on a best effort basis, with contributions from national competent authorities. Adjustments and simplifications were applied both in defining characteristics of plans and products and in providing the information by the authorities. Therefore, the Database should not be interpreted as a fully complete, “official” list of all pension plans, products or their providers available in EEA. Similarly, the definitions and classifications used have been established for the purpose of the Database and are not binding in any way.

In addition, for some countries the information contained in the Database may not be entirely explicative of the national context.

Scope

Plans and products included in the Database are those non-public arrangements and investment vehicles which have an explicit objective of retirement provision (according to a national social and labour law or tax rules) irrespective whether they are of occupational or personal type.

Both 1st pillar-bis pensions available in the Central and Eastern Europe (CEE) and plans/products which are defined in the legislation but not yet offered to the public (or have no members) are also included.

The pension plans managed by the State or public entities (1st pillar pensions) and “pure” annuities (i.e. products not linked to an accumulation phase) are excluded from the Database. 

The Database is aimed to be updated, checked for completeness, consistency and methodological aspects on an annual basis.

EIOPA has prepared this compilation from information received from EEA national competent authorities. EIOPA accepts no responsibility or liability whatsoever.

The Database of pension plans and products in the EEA is updated monthly, on the first day of the month.​

If you have any questions about this register, please send us you​r enquiry​.

Previous Database of pension plans and products in the EEA

EIOPA is in the process of updating the information on the Database of Pensions, Plans and Products. Due to the current situation some delays are to be expected. As a result the register is incomplete. In order to ensure the continuation of the services provided by EIOPA, this Excel file contains the version of the register as of 11 March 2020.

Database of pension plans and products – Public area – Search

Country code:
Code of a pension plan, product or a provider:
Name of a type of a pension plan, product or a provider:
Applicable EU law/regulation:
Current/Historical data:
Results
Export Pension plans and products in EEA Register Data to CSV | Excel
Country codeCode of a pension plan, product or a providerName of a type of a pension plan, product or a providerApplicable EU law/regulationFirst Pillar bisOccupational vs. personalEmployer contributionsMember contributionsDC vs. DBExposure to investment risk for memberFundingFinancial vehicleMembershipTarget group of a plan/productDistribution channel to members (internet)Investment optionsThe employee has a choice as to the pension product/plan providerLinks to the 1st pillar pension systemGovernance requirementsNumber of membersComment - linked to fields 'Number of active members (Latest available data)'  and 'Total assets or Total assets under management (Latest available data) (million €)'Number of active membersTotal assets under management (million €)File Submission DateRisk sharingProducts/plans/schemes/providers of similar natureRetirement agePay-out optionsDefaultTax IncentivesComment - linked to the qualitative fieldsGeneral comment for quantitative indicatorsGuarantor
SISI-11Pokojninska družba|Pension companyIORP IINoboth occupational and personalvoluntaryvoluntaryDBfull exposure to investment risk|Minimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedMultiple investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employeesnot available 143,5018,186.0026/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, either mandatory or optional depending on the productYesPN z življenjskim ciklom po ZPIZ-2 (Life-cycle pension scheme)data refers to 31.12.2019Provider
SISI-12Pokojninska družba|Pension companyIORP IINoboth occupational and personalvoluntaryvoluntaryDBMinimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedNo investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employeesnot available not availablenot available26/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, mandatory by regulationYesPN z zajamčenim donosom po ZPIZ-2 Pension scheme with guaranteed returndata refers to 31.12.2019Provider
SISI-21Zavarovalnica|Insurance undertakingIORP art.4|Solvency IINoboth occupational and personalvoluntaryvoluntaryDBfull exposure to investment risk|Minimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedMultiple investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employeesnot available 408,01520,069.0026/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, either mandatory or optional depending on the productYesPN z življenjskim ciklom po ZPIZ-2 (Life-cycle pension scheme)data refers to 31.12.2019Provider
SISI-22Zavarovalnica|Insurance undertakingIORP art.4|Solvency IINoboth occupational and personalvoluntaryvoluntaryDBMinimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedNo investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employees0 00.0026/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, mandatory by regulationYesPN z zajamčenim donosom po ZPIZ-2 Pension scheme with guaranteed returndata refers to 31.12.2019Provider
SISI-31Banka|BankIORP II|AIFMNoboth occupational and personalvoluntaryvoluntaryDBfull exposure to investment risk|Minimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedMultiple investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employeesnot available 7,2194,628.0026/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, either mandatory or optional depending on the productYesPN z življenjskim ciklom po ZPIZ-2 (Life-cycle pension scheme - KPS)data refers to 31.12.2019Provider
SISI-32Banka|BankIORP II|AIFMNoboth occupational and personalvoluntaryvoluntaryDBMinimum guaranteeFundedSegregated assetsVoluntaryWorkforce of many employerslimitedNo investment optionsYes, in accumulation onlyyesRepresentation of employers|Representation of employees0 00.0026/03/2020Yes, risk sharing between generations, accumulation only|Yes, risk sharing between generations, decumulation only 65Annuity partially mandatory Yes, options include a default, mandatory by regulationYesPN z zajamčenim donosom po ZPIZ-2 Pension scheme with guaranteed return (VPS)data refers to 31.12.2019Provider
HRHR-1Obvezni mirovinski fond| Mandatory pension fundCRDYespersonalmandatorynot possibleDCfull exposure to investment riskFundedAutonomous entityMandatoryBoth workforce and individualsnilMultiple investment optionsYes, in both accumulation and decumulationYesNo representation of employers, employees or membersnot available not availablenot available03/04/2020Yes, risk sharing within same generation, accumulation only 65 years– men|62 years, 6 months - womenAnnuity 100% mandatoryYes, options include a default, mandatory by regulationNo  None
HRHR-3Zatvoreni dobrovoljni mirovinski fond | Closed-ended voluntary pension fundIORP IIYesoccupationalvoluntaryvoluntaryDCfull exposure to investment riskFundedAutonomous entityVoluntaryBoth workforce and individualsnilNo investment optionsYes, in both accumulation and decumulationNoNo representation of employers, employees or membersnot available not availablenot available03/04/2020Yes, risk sharing within same generation, accumulation only 55 yearsAnnuity possible|Lump sum possible|Programmed withdrawal possibleNoYes  None
HRHR-4Mirovina iz obveznog mirovinskog osiguranja| Pension from Mandatory pension insuranceNELYespersonalnot possiblenot possibleDBBenefit levelFundedAutonomous entityMandatoryIndividualsnilNo investment optionsYes, in decumulation onlyYesNo representation of employers, employees or members347 3471,693.0003/04/2020no 65 years– men|62 years, 6 months - womenAnnuity partially mandatory |Lump sum possibleNoNo  Provider
HRHR-5Mirovina iz dobrovoljnog mirovinskog osiguranja-otvoreni DMF | Pension from Voluntary pension insurance - Open-ended voluntary pension fundNELNopersonalnot possiblenot possibleDBBenefit levelFundedAutonomous entityVoluntaryIndividualsnilNo investment optionsYes, in decumulation onlyNoNo representation of employers, employees or members7,621 7,6213,184.0003/04/2020no 55 years for programmed withdrawals, 60 years for life-time annuitiesAnnuity possible|Lump sum possible|Programmed withdrawal possibleNoNo  Provider
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