Opinions & Feedback from the EIOPA Stakeholder Groups

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​​​​​​​​​  Dat​​e​Publications
​18.11.2019

OPSG advice on EIOPA’s Financial Stability Report June 2019

​15.11.2019

Joint OPSG-IRSG advice on the Pan-European Personal Pension Product (PEPP)

​22.10.2019

IRSG advice on the Harmonisation of National Insurance Guarantee Schemes

​18.10.2019

IRSG advice on supervisory reporting and public disclosure

​31.07.2019

IRSG response to EIOPA’s Consultation Paper on an opinion on sustainability within Solvency II

​01.07.2019OPSG feedback on the IORP II supervisory Opinions (Governance and risk assessment) - Letter to OPSG with EIOPA’s Reasoned Feedback
​19.06.2019

IRSG Feedback Statement on EIOPA's questionnaire on Consumer trends

​31.05.2019 OPSG Feedback Statement on EIOPA's questionnaire on Consumer trends
​20.05.2019IRSG Response to EIOPA's Discussion Paper on System Risk and Macroprudential Policy 
​31.01.2019

​IRSG Opinion on the integration of sustainability risks and factors in the Delegated Acts under Solvency II and IDD (EIOPA’s draft Technical Advice)

​11.12.2018IRSG Opinion on Methodological Considerations regarding Illiquid Liabilities
16.11.2018 ​IRSG Opinion on Travel Insurance
​12.10.2018 ​IRSG Opinion on Resolution funding and national Insurance Guarantee Schemes
​09.10.2018 ​IRSG informal advice on Solvency II Guidelines on System of Governance
​03.09.2018 OPSG Opinion on Implementing the European Commission's Sustainable Finance Action Plan: Legislative proposals
​13.06.2018 ​OPSG Opinion on the European Commission’s proposal inthe context of the review of the ESAs
​13.06.2018 OPSG Response to European Commission’sAction Plan: Financing Sustainable Growth
​01.06.2018 ​Joint ESAs Stakeholder Groups letter on the Review ofthe ESAs
​02.05.2018 OPSG Position Paper on the implementation of the IORPII Directive
​04.04.2018 IRSG Opinion cost and past performance
​05.04.2018 OPSG Feedback Statement to EIOPA Questionnaire on the Consumer Trends Report 2018
​05.04.2018 ​IRSG Feedback Statement to EIOPA Questionnaire on the Consumer Trends Report 2018
​20.03.2018 IRSG Response to European Commission’s Proposal foramending the Regulations of the ESAs
​16.02.2018 OPSG Position Paper on the EIOPA Occupational Pensions Stress Test 2017
​15.01.2018
​IRSG Position Paper on the European Commission’s Proposal for a Regulation on a pan-European Personal Pension Product (PEPP)
​15.01.2018
OPSG Position Paper on Asset Liability Management (ALM) and Financial Instruments
​03.01.2018
​IRSG Response to Consultation Paper of EIOPA’s second set of advice to the European Commission on the Solvency II review
​08.12.2017
OPSG Position Paper on European Commission’s proposal for a regulation on a Pan-European Personal Pension Product (PEPP)
​17.11.2017
OPSG Position Paper Transparency of Performance, Costs and Fees (Capital markets union action plan)
27.10.2017 ​OPSG Opinion on EIOPA and ECB consultations on pension 
​05.10.2017 ​​OPSG Opinion on the ESAs’ report on automation in financial advice
​15.09.2017 ​OPSG Feedback Statement on EIOPA Financial Stability Report December 2016
​31.08.2017 IRSG Response to Consultation Paper on EIOPA’s first set of advice to the European Commission on the Solvency II review
​14.07.2017 ​IRSG Response to European Commission’s Public Consultation on FinTech: a more competitive and innovative European financial sector
​15.06.2017 Joint Statement by ESAs Stakeholder Groups on EC public consultation on the operations of the ESAs
​16.05.2017
​IRSG response to European Commission’s consultation on the Operations of the ESAs
​16.05.2017
OPSG response to European Commission’s consultation on the Operations of the ESAs
​15.05.2017
OPSG Feedback Statement to EIOPA Questionnaire on the Consumer Trends Report 2017 
15.05.2017
IRSG Feedback Statement to EIOPA Questionnaire on the Consumer Trends Report 2017
28.04.2017 IRSG Opinion on Complex Insurance-Based Investment Products
17.03.2017 IRSG Opinion on Big Data
15.03.2017 OPSG Opinion on Big Data and Pensions
​16.03.2017 IRSG Opinion on the review of specific items in the Solvency II Delegated Regulation
​08.03.2017
​IRSG Opinion on Potential Harmonisation of Recovery and Resolution Frameworks for Insurers
26.01.2017 ​OPSG Feedback Statement on Good Practices on Communication Tools and Channels for communicating to occupational pension scheme members
​16.01.2017 OPSG Position Paper on Risk Assessment and Transparency for IORPs​​
​30.11.2016
​OPSG Feedback Statement on the review of the Budapest Protocol
​03.11.2016 ​OPSG Response to the EC Consultation on Personal Pensions
Additional information about OPSGs point of view on personal pensions
​31.10.2016 IRSG Response EC Public Consultation - Potential EU Personal Pension Framework
24.10.2016 ​IRSG Response to ITS on IPID Public Consultation (CP-16-007)
​19.10.2016 ​IRSG Response to IAIS ICS Public Consultation
​03.10.2016 ​IRSG response to IDD public consultation (CP-16-006)
​25.09.2016 ​IRSG response IDD Guidelines Survey
19.07.2016 ​IRSG response to CP on UFR (CP-16-003)
​15.07.2016 OPSG Feedback Statement to EIOPA Questionnaire on the Consumer Trends Report
​28.06.2016 IRSG Feedback statement to EIOPA Questionnaire on the Consumer Trends Report​​​​​
​16.05.2016 ​OPSG response to CP on infrastructure corporates (EIOPA-CP-16-005)
​16.05.2016 ​IRSG response to CP on infrastructure corporates (EIOPA-CP-16-005)
​03.05.2016 IRSG response to CP on the proposal for amendments to ITS on the templates for the submission of information to the supervisory authorities (EIOPA-CP-16-004)
​​01.04.2016 ​​​IRSG Discussion paper - Guaranties in life insurance products
​​IRSG own initiative paper - Catastrophe Risk​​​​​​​​
IRSG own initiative paper - Cyber R​isk​​​​
​01.04.2016 OPSG position paper on EIOPA report on fact finding in respect of practices at the decumulation phase for occupational pensions
​01.04.2016 ​IRSG response to Public Consultation Audit Guidelines (CP 16-002)​​​
IRSG response to EIOPA questionnaire equity dampener​​
​31.03.2016 ​​OPSG Feedback Statement on IORP Stress Test Report
​​OPSG Position Paper on Cost and Charges in IORPs​​​​
OPSG response to EIOPA Good Practices on Communication Tools and Channels for communicating to occupational pension scheme members​​​​
​​Addendum to the OPSG Position Paper on the IORPII ​​​​​​
​​​04.03.2016 IRSG Response to the Joint Discussion Paper on automation in financial advice (JC/2015/080)
OPSG Response to the Joint Discussion Paper on automation in financial advice (JC/2015/080)
​01.02.2016 ​IRSG response to IDD-survey
IRSG response to Consultation Paper on POG Guidelines for insurance undertakings and insurance distributors
IRSG response to the EBA, EIOPA, and ESMAs consultation paper on the PRIIPs Key Information Documents
​​08.12.2015 Feedback Statement of the EIOPA Occupational Pensions Stakeholder Groups (OPSG) on 2015 EIOPA Report on Occupational Pensions and Cross Border IORPs
Position paper of the EIOPA Occupational Pensions Stakeholder Groups (OPSG) on Governance​​
Position paper of the EIOPA Occupational Pensions Stakeholder Groups (OPSG) on Advice and Education
Position paper of the EIOPA Occupational Pensions Stakeholder Groups (OPSG) on Information, Terminology and Transparency
​23.11.2015 OPSG position paper on Quantitative Easing​​
​05.10.2015 ​IRSG Response to the Consultation Paper on the creation of a standardised Pan-European Personal Pension product (PEPP)
OPSG Response to the Consultation Paper on the creation of a standardised Pan-European Personal Pension product (PEPP)
​09.08.2015 IRSG Response to EIOPA Call for Advice on Infrastructure Investments​​
​30.07.2015 ​IRSG executive summary of comments to the Joint Committee of the European Supervisory Authorities´ Technical Discussion Paper on KID for PRIIPs.
​21.07.2015 ​​IRSG executive summary on EIOPA non-public consultation on risk-free rate methodology and related issues
​10.07.2015 IRSG Response to JC 2nd Consultation Paper on draft RTS on Risk-Mitigation Techniques for OTC-Derivative Contracts Not Cleared by a CCP under Article 11(15) of Regulation (EU) No 648/2012​​
​01.07.2015 OPSG Position Paper on the European Commission's proposal for an IORP II Directive​​
​13.05.2015 ​​OPSG res​​ponse to the Public consultation on Building a Capital Markets Union – Q#13​  
​​30.04.2015 OPSG response to the Questionnaire on gathering input for the EIOPA Consumer Trends Report​
​30.04.2015 IRSG feedback statement to EIOPA questionnaire on the consumer trends report​​
​25.04.2015 ​IRSG Response to EIOPA Discussion Paper on Infrastructure Investments by Insurers
​10.04.2015 OPSG response to EIOPA Consultation Paper on a Report on Good Practices on individual transfers of supplementary occupational pension rights​
​20.03.2015 IRSG opinion on JC draft Guidelines for cross-selling practices
​02.03.2015





















​IRSG responses to the draft set 2 of Solvency II ITS and GL

CP-14-043 GL Valuation assets Response
CP-14-044 GL Methods market share Response
CP-14-045 GL Financial stability Response
CP-14-046 GL Extension Rec Period Response
CP-14-047 GL Reporting public discl Response
CP-14-048 GL Third Country Branches Response
CP-14-049 GL Long Term Guarantee Response
CP-14-050 GL Exchange of information Response
CP-14-051 ITS Transp Account Response
CP-14-052 ITS Reg Supervisory reporting Response
CP-14-053 ITS Capital add on Response
CP-14-054 ITS Assessing ext credit assessment Response
CP-14-055 ITS Public Disclosure Procedures Response
CP-14-057 ITS Regional Gov Local Auth Response​​
CP-14-058 ITS Equity dampener Response
CP-14-059 ITS Adjust pegged curr Response
CP-14-060 ITS Health Risk Response
CP-14-061 ITS Equity charge Response
CP-14-062 Advice to EC on recovery plan Response
​27.02.2015


IRSG response to EIOPA Consultation Paper on Product Intervention Powers under the Regulation on Key Information Documents for Packaged Retail and Insurance-Based Investment Products (PRIIPs)
​17.02.2015

IRSG opinion on Joint Discussion paper on Key Information Document (KID) for Packaged Retail and Insurance-based Investment Products (PRIIPs)
​16.02.2015 IRSG response to IAIS public consultation on Risk-based Global Insurance Capital Standard
​​23.01.2015 IRSG response to consultation paper on the proposal for Guidelines on product oversight & governance (POG) arrangements by insurance undertakings
​13.01.2015 OPSG opinion - Input to EIOPA Consultation Paper on Further Work on Solvency of IORPs
​10.12.2014 IRSG feedback statement on issues document on KID for non-life (motor) insurance products
​01.12.2014 IRSG response to consultation paper on conflicts of interest in direct and intermediated sales of insurance-based investment products
26.11.2014​ OPSG Feedback Statement - proportionality principle in the context of the new Proposal for a Directive on IORPs
​21.11.2014 IRSG response to public consultation on technical documentation on the relevant Risk Free Interest Rates Term Structures
​24.10.2014 IRSG response to Joint Committee consultation paper on draft RTS on risk concentration and intra-group transactions under Article 21a (1a) of the Financial Conglomerates Directive
29.08.2014 IRSG response to the draft set 1 of Solvency II Guidelines
IRSG opinion on draft set of Solvency II Guidelines on Pillar 1 and internal models
IRSG response to the proposal for Guidelines on the use of the Legal Entity Identifier
OPSG response to the proposal for Guidelines on the use of the Legal Entity Identifier
08.08.2014 IRSG Response to IAIS Consultation Paper on Basic Capital Requirements (BCR) for Global Systemically Important Insurers (G-SIIS)
22.07.2014 IRSG Comments on EIOPA Discussion Paper on Conflicts of Interest in direct and intermediated sales of insurance-based investment products
14.07.2014


Combined IRSG/OPSG Response on draft regulatory technical standards on risk-mitigation techniques for OTC-derivative contracts not cleared by a CCP under Article 11(15) of EMIR Regulation (EU) No 648/2012.
30.06.2014

IRSG Opinion on draft Implementing Technical Standards (ITS) for approval processes
IRSG Comments on Consultation Paper with regard to the procedures to be used for granting supervisory approval for the use of ancillary own-fund items
IRSG Comments on Consultation Paper on draft ITS on internal models approval processes
IRSG Comments on Consultation Paper on draft ITS on the process to reach a joint decision for group internal models
IRSG Comments on Consultation Paper on draft ITS on the procedures to be followed for the approval of the application of a matching adjustment
IRSG Comments on Consultation Paper on draft ITS on special purpose vehicles
IRSG Comments on Consultation Paper on draft ITS with regard to the Supervisory Approval Procedure to use Undertaking-Specific Parameters
IRSG Comments on draft Guidelines on the operational functioning of colleges
08.10.2013

EIOPA Final Report on Public Consultation No. 13/008 on the Proposal for Guidelines on the System of Governance to EIOPA Insurance and Reinsurance Stakeholders’ Group (IRSG)
EIOPA Final Report on Public Consultation No. 13/009 on the Proposal for Guidelines on Forward Looking Assessment of Own Risks (based on the ORSA principles) to EIOPA Insurance and Reinsurance Stakeholders’ Group (IRSG)
EIOPA Final Report on Public Consultation No. 13/010 On the Proposal for Guidelines on Submission of Information to National Competent Authorities to EIOPA Insurance and Reinsurance Stakeholder Group (IRSG)
EIOPA Final Report on Public Consultations No. 13/011 on the Proposal for Guidelines on the Pre-application for Internal Models to EIOPA Insurance and Reinsurance Stakeholders’ Group (IRSG)
26.09.2013 IRSG Opinion EIOPA draft Report on Good Supervisory Practices regarding knowledge and ability requirements for distributors of insurance products
20.08.2013 IRSG Opinion on EIOPA Proposal for Guidelines on Complaints-Handling by Insurance Intermediaries
01.08.2013


OPSG Feedback Statement on EIOPA Discussion paper on Personal Pensions products       
OPSG Feedback on EIOPA Survey on Default Investment Options                                   
IRSG Position Paper on Insurance Mediation Directive 2
25.07.2013 IRSG Position Paper on Packaged Retail Investment Products (PRIPs)
24.07.2013 IRSG Opinion on technical issues related to long-term financing
15.07.2013 OPSG Discussion Paper on Occupational Pension Scheme Governance
08.07.2013 OPSG Feedback statement on EIOPA Good practices on information provision for DC schemes
04.07.2013










IRSG Cover note on System of Governance opinion                                                     
IRSG Comments on CP-13/008 - Consultation Paper on the Proposal for Guidelines on System of Governance, including Impact Assessment
IRSG Comments on CP-13/009 - Consultation Paper on the Proposal for Guidelines on Forward Looking assessment of the undertaking’s own risks (based on the ORSA principles), including Impact Assessment
IRSG Opinion on Consultation Paper on the Proposal for Guidelines on submission of information to national competent authorities, including Impact Assessment
IRSG comments on CP-13/011 - Consultation Paper on the Proposal for Guidelines On Pre-application for Internal Models, including Impact Assessment
20.05.2013 OPSG Feedback Statement to EIOPA QIS Preliminary Results
13.05.2013 IRSG Opinion on Consumer Trends
13.05.2013 OPSG Input on Consumer Trends
24.04.2013 IRSG Opinion on comparison websites
14.03.2013 OPSG Statement on Information for members of occupational pension plans
08.03.2013

OPSG Opinion on Public Consultation No. 12/005 on Draft Implementing Technical Standards on reporting of national provisions of prudential nature
06.08.2012 OPSG Opinion on the Fundamental Review of the Financial Conglomerates Directive
01.08.2012 OPSG Opinion regarding EIOPA Consultation Paper - Draft Technical Specifications: QIS of EIOPA’s Advice on the Review of the IORP Directive (EIOPA CP 12/003)
23.07.2012 IRSG Opinion on the Fundamental Review of the Financial Conglomerates Directive
12.07.2012



EIOPA Final Report on Public Consultation No. 11/008 On the Proposal for Guidelines on Own Risk and Solvency Assessment to IRSG
EIOPA Final Report on Public Consultations No. 11/009 and 11/011 on the Proposal for the Reporting and Disclosure Requirements to IRSG
10.07.2012

OPSG Feedback Statement on European Commission White Paper An Agenda for Adequate, Safe and Sustainable Pensions
12.03.2012



IRSG Opinion on Own Risk and Solvency Assessment
IRSG Opinion on Reporting Part 1
IRSG Opinion on Reporting Part 2
29.02.2012 IRSG Opinion on Guidelines on Complaints Handling
29.02.2012 IRSG Feedback statement on Report on good practices for disclosure and selling of variable annuities
15.02.2012 OPINION of the EIOPA Occupational Pensions Stakeholder Group regarding EIOPA Draft Advice to European Commission on the review of Directive 2003/41/EC